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December 01, 2010



Interesting ... and of course disingenuous, that John Thune neglects to mention that it was a Republican Congress that passed the 2003 legislation.

Aaron Worthing

This is great news for a little sanity in this area. But the FTC chair is full of crud.

I will give you that the original definition was written badly. But the courts narrowed that definition. And then the FTC decided to unilaterally ignore that narrowing interpretation and assert a definition of "creditor" that was as broad as possible. And rather than doing this reluctantly, they did it enthusiastically, saying it was important to read the term as broadly as the problem exist.

Also, I am extremely gratified that the approach isn't just to exempt lawyers. I am one myself, but many other people and companies not considered crediters were going to be swept in, such as doctors, if they billed on a monthly basis.

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