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March 23, 2010



This holding is a non-issue. When notified of plans by chapter 13 debtors, student lenders will reply with a form to the effect that they disapprove any provisions whose effects amount to a discharge without showing undue hardship in an adversary proceeding at the end of the plan, per 11 USC xxx (and the relevant procedural rule). Espinosa, if not the first, will certainly be the last debtor to get away with this clever little play.

Still Paying Mine

SO Obama saw it coming and helped out the banking industry by making the Federal Govt the vendor off all future loans as part of the Health Care bill. Amazingly timely and expensive for taxpayers in the future.


OMG Thomas sided with a person over a corporation. Scalia must have been out of town.

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